Finance Explained
D Salmon Cars offers a range of finance options to suit every customer. Make an enquiry now or pick up the phone and speak to one of our team. We will be happy to explain each option to you, jargon-free and in detail so you can make an informed decision about the right finance option for you.
I-DEAL PCP (PERSONAL CONTRACT PURCHASE)
With i-Deal you put down a deposit at the start of your agreement. You also set aside a portion of your chosen car's value until the end of the agreement.
This amount is the Guaranteed Minimum Future Value for your Fiat/Abarth/Jeep/Alfa Romeo. It gives you the peace of mind that you know where you stand at the end of your agreement and it also means your monthly repayments are lower.
With i-Deal, you can choose a repayment term of anything between 20 and 48 months and you also select an appropriate annual mileage of between 5,000 and 35,000 miles.
HIRE PURCHASE (HP)
First you put down a deposit - as a cash payment or from the value of a part-exchange, or both. You then arrange a regular monthly payment amount over a term of between one and five years. Then at the end of your agreement, and providing you have paid all your installments, the car is yours to keep. It doesn't get much easier than that.
ADVANCE PAYMENT PLAN (APP)
With Advance Payment Plan there are no monthly payments, just a single, up-front payment followed by a choice of three final options at the end of your agreement term.
Based on your chosen term and mileage, we will determine the Guaranteed Minimum Future (GMFV) of your car at the end of the term, and that amount is deferred to the end of the contract. The GMFV is deducted from the price of your car; you simply pay the remaining balance (plus any interest) as a single upfront payment.